Society, General Knowledge for Vocational Schools (ABU), Vocabulary, Chapter 4
Vocabulary, Chapter 4
Vocabulary, Chapter 4
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| Karten | 59 |
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| Sprache | English |
| Kategorie | Englisch |
| Stufe | Berufslehre |
| Erstellt / Aktualisiert | 02.05.2018 / 02.05.2018 |
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creditor
a party to a transaction to whom money is due
external costs/ expenses
costs that are not included in the market price, such as forest decline, health and material damage and climate change
replacement/ substitute delivery
possible claim resulting from a faulty or damaged delivery, the goods must be sent back and replaced
online banking
cashless payment method, that allows a bank customer to manage their account and make payments via the internet
debt collection; enforcement
foreclosure from debt enforcement offices to collect debt owed
cash credit
bank loan which is available to private persons in the form of cash
cash purchase
purchase that is immediately paid using cash
letter of intent
a written statement declaring intent to purchase
default in acceptance
violation of a contract: the vendor does not accept the delivered commodities
acceptance
the act of receiving delivered commodities
investment fund
a supply of capital belonging to numerous investors that is used to collectively purchase securities, while each investor retains ownership and control of his or her own shares
supply; offer
commodities and services made available on the market due to needs and the associated demand
general terms and conditions; terms and conditions; terms
contractual arrangements (contractual terms) that specify and standardise the substance of a purchase agreement
share
security; share in the share capital of a corporation (in an incorporated company)
waste
unwanted or unusable material, substances, or by-products that result from manufacturing or processing of a product
guarantee
a written agreement to repair or replace something that someone has bought if it stops working, is faulty or does not meet the specified quality
debit card
card that allows cash withdrawals and cashless payment, the charges are deducted from the account as they are made
standing order
cashless payment method with banks; the bank is instructed to regularly transfer a fixed amount of money to the same receiver
default of payment
breach of contract: the buyer does not pay the purchase price by the scheduled date
order for payment
written request to the debtor to pay their debt
redhibition
an annulment of the sale of an article and its return to the seller because of some material defect
polluter pays principle
a principle according to which those who are responsible for producing pollution are also responsible for the damage caused to the environment
breach of contract
a failure to do something that you have promised to do or that people expect you to do by contractual agreement
certificate of unpaid debts
official document for creditors stating the amount of loss, which was not covered by bankruptcy
seller/ vendor
someone who sells something
overdraft facility
a credit agreement made with a financial institution that permits an account holder to use or withdraw more than they have in their account, without exceeding a specified maximum negative balance
state interference
actions of the state to secure the fundamental rights and the market
savings account
monetary deposit at a credit institute
debtor
a natural or legal person in debt or under an obligation to a creditor, primarily a financial obligation
debt consulting
contact point that offers help to households with debt or debt overload, through multiple consultation meetings
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