Society, General Knowledge for Vocational Schools (ABU), Vocabulary, Chapter 5

increased tension or pressure of a psychological or physical nature, caused by external factors, for example, by pressure at work or financial or personal problems, that stops you from relaxing

insurance principle where contributions are determined by financial capabilities of the insured and the insurance benefits according to their needs

the amount the insured is liable to pay on each loss, injury, etc., before an insurance company will make payment

insurance that covers damage of personal property

planning risks: recognise risks, avoid risks, insure yourself against the negative consequences of taking certain risks

the possibility that something unpleasant or dangerous might happen

the right of an insurance provider to reclaim a portion of the paid amount, in case the insured person or entity had acted with gross negligence during the damaging event

comparison of the insurance rates charged by various insurance companies (e.g. for health insurance)

amount to be paid by the policyholder to the insurance company for coverage under a particular insurance contract, usually in instalments

a document embodying a contract of insurance between the insured and the insurer

insurance that covers personal risks, e.g. accidents, illness

Article 41 from the Swiss code of obligations, which regulates fault-based liability and compensation for damages

premium increase after having made use of insurance benefits

concept that incorporates equilibrium in various areas of life (e.g. family, work, health)

service a health insurance provides (e.g. costs of a doctor's appointment, the cost of drugs is taken care of by basic insurance)

disrupted state physical, mental, social well-being

a type of insurance that is obligatory in Switzerland; supplementary insurance can be acquired on a voluntary basis of additional services

liability without having to prove that the defendant was negligent or directly at fault

insurance which covers damages that one person inflicts on another

obligatory health insurance which provides basic medical coverage

basic power through which a person is obliged to do something

the general condition of the body, mind and social well-being

a specific amount not covered by a policy that an insured person must pay for the services of physicians and hospitals or for medicine; the higher the franchise deductible the lower the monthly premium rates

term from private law; there is a difference between minor negligence (things that can happen) and gross negligence (things that never should be allowed to happen)

food intake to cover vital energy supply

premium reduction when no insurance benefit has been claimed (specifically in the context of insurance)

striving to do something specific