Commercial
Commercial
Commercial
Kartei Details
Karten | 45 |
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Sprache | English |
Kategorie | Finanzen |
Stufe | Universität |
Erstellt / Aktualisiert | 08.12.2017 / 09.12.2017 |
Lizenzierung | Keine Angabe |
Weblink |
https://card2brain.ch/box/20171208_commercial
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Einbinden |
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Capital adequacy, Asset quality, Management quality, Earnings quality, Liquidity, Sensitivity to market risk
Risk-based capital requirements are now used. The regulators also evaluate the bank’s loss experience, amount of problem assets in relation to capital, and the institution’s access to capital.
Banks are required to classify assets according to soundness and to allocate loss reserves based on their evaluation of the quality of their assets.
The technical competence of management, their history of compliance, adequacy of internal controls, compensation and experience
Stability and growth rate of earnings, peer group comparisons of profitability and interest rate risk exposure
Turnover rates of the bank’s sources of funds, particularly deposit turnover, - Percentage of core deposits versus “hot money” sources, the amount of loan commitments, and the volume of liquid assets held by the bank
Exposure of earnings and capital to changes in interest rates, foreign exchange rates, and commodity or equity prices
1 to 5 with 1 basically sound and 5 near-term probability of default